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D. Gideon Cohen age 36 has been the Chairman of the Company and Chairman of the Company�s Executive Committee of the Board of Directors since its inception in 1999. From 1999 to September 2000 he served as the Company�s Chief Executive Officer. Mr. Cohen is Vice-Chairman of the Bank�s Board of Directors and Chairman of its Executive Committee. He had previously been Chairman of the Bank�s Board of Directors from September 2000 to November 2003 and from July 2000 to September 2000 had been the Bank�s Chief Executive Officer. Mr. Cohen has been the Chief Executive Officer of Cohen Brothers Financial LLC and its subsidiary Cohen Bros. & Company an investment banking and securities brokerage firm (together Cohen Bros.) since September 2001. From 1995 until September 2000 Mr. Cohen held senior executive positions with Resource America Inc. a publicly-held proprietary asset management company in the financial services realestate and equipment leasing sectors. Mr. Cohen is also a director and Chairman of the Board of TRM Corporation a publicly-held provider of public access ATM and copier machines (TRM). | 